When you apply for Manulife’s Super Visa Insurance, you have an option to include the coverage for stable pre-existing medical conditions. Please see details below:
• Plan A: DOES NOT include coverage for any pre-existing medical conditions.
– Family coverage is only available for Plan A, when all family members are under 60 years old.
• Plan B: includes coverage for pre-existing medical conditions that are stable for at least 180 days immediately prior to the effective date.
Exclusions: Plan B coverage is not available for any heart conditions if, during 180 days before the effective date, you required any form of nitroglycerine for the relief of angina pain; and/or any lung condition if, during 180 days before insurance begins, you required oxygen treatment or Prednisone for a lung condition.
Please be advised that you will need to complete a Medical Questionnaire at the time of application in order to confirm your eligibility for the pre-existing medical conditions coverage in case you are over 40 years old.