Destination Travel Group Inc. Insurance Calculator
|Premium With Chosen Coverage||Premium With $50,000 Coverage||Premium With $100,000 Coverage|
Summary of Benefits: The Destination Travel Group – Super Visa Insurance
|Sum Insured||$100,000 / $150,000 / $300,000|
|Medical Emergency Coverage||Up to sum insured|
|Hospital Accomodation||Up to sum insured|
|Physician Services||Up to sum insured|
|Laboratory Diagnostics / X-Ray||Up to sum insured|
|Ambulance Transportation||Up to sum insured|
|Registered Nurse Services||Up to $10,000|
|Prescription Drugs||Up to $500 / 1 month supply|
|Paramedical Services (chiropractor, osteopath, etc.)||Up to $500 for outpatient treatment|
|Family or Friend Transportation / Accommodation||Up to $3,000 / $1,000 meals and accommodation|
|Follow Up Visits||Up to $3,000|
|Emergency Dental Repair||Up to $3,000|
|Dental Pain Relief||Up to $500|
|Hospital Meals and Accommodation||Up to $1,500 for 10 days|
|Repatriation / Emergency Home Return||Up to $3,000|
|Return of Deceased||Up to $10,000|
|Cremation / Burial||Up to $4,000|
|Accidental Death & Double Dismemberment||Up to sum insured not exceeding $150,000|
|Single Dismemberment||Up to 50% of sum insured|
|Flight Accident Coverage||Up to sum insured not exceeding $50,000|
|Rental of Essential Medical Appliances||Covered|
With Side-Trips benefit, your Super Visa Insurance coverage will remain active, while you are travelling outside Canada, except for your country of origin/citizenship or any other country, where you are eligible for a government healthcare. In order to be eligible for the benefit, you must have spent or intend to spend the majority of policy period time in Canada (at least 51%).
Policy Wording is the official document issued by the Destination Travel Group Inc. that explains applicable conditions, benefits, exclusions and limitations of the insurance policy as well as provides a comprehensive description of claim and refund procedures.
Click to view – The Destination Canada | Policy Wording
Determine Your Eligibility:
In order to be eligible for Super Visa Insurance (Visitors to Canada) with The Destination: Travel Group Inc, an applicant MUST, at the effective date:
– Be at no less than 15 days old.
– Not be eligible and/or covered by any government health insurance plan in Canada.
– Be in good state of health and have absolutely NO reason to seek medical attention in Canada.
The Destination Canada insurance is NOT AVAILABLE as of the effective date, in case:
– You have been diagnosed with a terminal sickness.
– You are HIV / AIDS positive.
– You have been prescribed and/or used home oxygen during the past 12 months.
– You have been diagnosed with/or received treatment for a congestive heart failure.
– You have had a major organ transplantation (lung, livery, kidney, etc.).
– You have been treated with kidney dialysis within the last 365 days.
Note that the above is only a summary of Eligibility Requirements and is not exhaustive. For a complete list of Exclusions and Limitations, please refer to the Policy Wording below.
Click to view – The Destination | Policy Wording
NO waiting period applies for insurance policies that are purchased prior to insured’ arrival in Canada or prior to the expiry date of an existing Super Visa Insurance policy with The Destination Canada.
Any applicant, who is 85 y.o or younger is a subject to a 48-hour waiting period and if you are 86 and over a waiting period of 15 days applies, in case:
a) You purchase an insurance policy after the expiry date of your existing DTGI Super Visa Insurance.
b) You purchase an insurance policy after the arrival in Canada.
Important Notice: Waiting period is only applicable to sickness that manifest itself during the 48-hour / 15-day waiting period. Medical emergencies that are associated with injuries are still covered.
Pre-existing Medical Conditions:
Stable Pre-existing Medical Conditions coverage with Destination Canada’s Super Visa Insurance is provided for the following conditions:
– Age 79 and under: You can choose to include the coverage for pre-existing medical conditions, if they have been stable for the last 120 days prior to the effective date.
– Age 80 and over: Pre-existing medical conditions are not covered under any circumstances.
How to Make a Claim with Destination Canada?
In case there is a medical emergency and you require medical attention, you or someone on your behalf must notify the SelectCare Worldwide (Emergency Assistance Center) immediately, if it is physically possible, or within 24 hours of hospitalization. Failure to contact the Emergency Assistance Center will result in reduction of the payable benefits by 20%.
SelectCare Worldwide is available 24 / 7
– Toll-Free – 1-866-261-1723 (within Canada)
– Collect – 416-340-1553 (Worldwide)
– Claims must be reported within the first 30 days of occurrence.
– Written proof of a claim has to be submitted within 90 days of occurrence.
– Any costs for documentation or required reports are claimant’s responsibility.
– All eligible claims have to be supported by original receipts.
In order to file a claim you will need to:
– Fill out a Claim Form and attach all original medical receipts for treatment and prescription medication.
– Send the form with your receipts to:
2100-250 Yonge Street, Toronto,
Click to view – Destination Canada | Claim Form
How to Get a Refund of Insurance Premium?
Premium refunds are only available, if no claim has been made. In order to request a refund, please contact our Insurance Advisors.
Full Premium Refunds:
– You cancel the entire trip to Canada prior to the Effective Date.
– Your Super Visa application has been rejected.
Partial Premium Refunds:
– You leave Canada before the expiry date of the DTGI insurance policy and return to the country of your origin and/or citizenship.
– You become eligible and covered with any Government Health Insurance Plan in Canada.
1. Partial premium refunds are subject to a $25 cancellation fee, provided that a proof for the above reasons for insurance cancellation has been sent to us. A cancellation fee of $150 may apply if terminating an insurance policy without eligible reason for cancellation.
– If you are applying for a refund due to Super Visa denial, Early Departure from Canada or the Government Health Insurance Plan eligibility, you have to provide an official explanation i.e. copy of a Boarding Pass / Letter of Enrollment in GHIP / Super Visa Letter of Rejection in order to avoid the penalty of $150.
2. Partial refunds that are less than the minimum premium of $25 will not be issued under any circumstances.
3. Partial refunds are calculated using daily insurance rates, in other words, a number of covered days left on the policy before it expires.
Please, read the Policy Wording to learn more about premium refund procedures.
Click to view – The Destination | Policy Wording