If you have purchased 21 Century insurance before arriving in Canada or has extended the policy coverage before it’s expiry date, NO waiting period will apply to your policy.
Waiting Period applies due to the following:
— An insurance is purchased after the Date of Arrival in Canada.
— An insurance is purchased before or after arrival in Canada and insured person failed to notify us when they have actually arrived, unless the arrival date matches the effective date of the insurance policy.
— Insured person decides to change the deductible amount, sum insured and/or add or exclude Stable Pre-existing Conditions Coverage, if renewing the policy with no gap in coverage.
— 72 hours — The insurance policy is purchased within the first 30 days after your arrival in Canada.
— 7 days – You buy the policy after the first 30 days of your arrival in Canada.
— 15 days — You are age 86 or over and you purchase your insurance plan with 21 Century after your arrival date.
If you have been present in Canada while covered under an insurance plan from another company, and you are buying 21 Century Super Visa insurance, you are may request to have the waiting period waived. Please, contact our Insurance Advisors in such case.
Note that the above information is only a summary of Eligibility Requirements and Waiting Periods. The full description can be found in a Policy Wording.
Click to view – 21 Century | Policy Wording